Terms & Conditions

Welcome to WiseRetire! These Terms & Conditions govern your access to and use of our website and services. By using our website, you agree to comply with these Terms. If you do not agree with any part of these Terms, please discontinue use of our services.

1. Definitions
✔️ "WiseRetire" ("we," "our," "us") – The company providing retirement consulting services.
✔️ "User" ("you," "your") – Any individual accessing our website or using our services.
✔️ "Services" – All consulting, informational, and digital resources provided by WiseRetire.
Our platform available at WiseRetire .

2. Use of the Website & Services
2.1. Eligibility
By accessing our website, you confirm that you:
✔️ Are at least 18 years old.
✔️ Will use our services in compliance with applicable laws.
✔️ Will not use our services for fraudulent, misleading, or harmful purposes.

2.2. Permitted Use
You agree to use our website only for lawful purposes, such as:
✔️ Researching retirement planning strategies.
✔️ Contacting us for financial consultation.
✔️ Accessing educational materials related to retirement planning.

2.3. Prohibited Activities
You are not allowed to:
❌ Copy, modify, or distribute our website content without permission.
❌ Use automated tools (bots, scrapers) to access our services.
❌ Upload malware, viruses, or harmful software.
❌ Impersonate another person or misrepresent your identity.

If we detect prohibited activity, we reserve the right to restrict or terminate access to our website.

3. Accuracy of Information
We strive to provide accurate and up-to-date information, but:
✔️ Content on our website is for informational purposes only and does not constitute financial, legal, or investment advice.
✔️ We do not guarantee the completeness, accuracy, or reliability of any content.
✔️ You should consult with a qualified financial advisor before making any retirement decisions.

We are not liable for any errors or outdated information, and we encourage users to verify details with official sources.

4. Financial Disclaimer
✔️ WiseRetire provides guidance on retirement planning but does not offer financial or investment guarantees.
✔️ Any recommendations made are general suggestions and should not be considered as legally binding financial advice.
✔️ Past financial performance is not a predictor of future results.
✔️ You are solely responsible for any financial decisions made based on our content.

For personalized financial planning, we strongly recommend consulting with a licensed professional.

5. Intellectual Property Rights
✔️ All website content, including text, graphics, logos, and images, is owned by WiseRetire or licensed to us.
✔️ You may not use, copy, reproduce, or distribute our content without written permission.
✔️ Trademarks and brand elements associated with WiseRetire are legally protected.

Unauthorized use of our intellectual property may result in legal action.

6. Third-Party Links
Our website may contain links to third-party websites for additional information.

✔️ We do not control or endorse third-party content.
✔️ We are not responsible for the accuracy, security, or privacy policies of external websites.
✔️ Use of third-party services is at your own risk, and we recommend reviewing their Terms & Policies.

7. Limitation of Liability
✔️ WiseRetire is not responsible for any financial losses or damages resulting from the use of our website.
✔️ We do not guarantee that our website will be free of errors, security risks, or service interruptions.
✔️ Our maximum liability is limited to the amount paid (if any) for our services.

To the extent permitted by law, we disclaim all warranties, whether expressed or implied.

8. Indemnification
By using our website, you agree to indemnify and hold WiseRetire harmless from any claims, damages, losses, or legal expenses resulting from:

✔️ Your misuse of our website or services.
✔️ Your violation of these Terms or any applicable laws.
✔️ Unauthorized use of our intellectual property.

If legal action is taken against WiseRetire due to your actions, you agree to cover all related costs.

9. Changes to These Terms
✔️ We reserve the right to update these Terms at any time.
✔️ Significant changes will be communicated via website notifications or email (if applicable).
✔️ Continued use of our website after changes implies acceptance of the revised Terms.

We recommend reviewing this page regularly for updates.

10. Governing Law & Jurisdiction
✔️ These Terms are governed by the laws of the United Kingdom.
✔️ Any disputes shall be resolved through negotiation first, and if necessary, in the courts of Edinburgh, UK.

If any provision of these Terms is deemed invalid, the remaining sections will still apply.

11. Contact Information
If you have any questions about these Terms & Conditions, please contact us:

📍 Address: 515 Lawnmarket, Edinburgh EH1 2PE, UK
📞 Phone: +44 131 392 8390
📧 Email: [email protected]