Privacy Policy

WiseRetire ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website, use our services, or interact with us. By using our website, you agree to the terms outlined in this policy.

1. Information We Collect
We collect different types of information to provide and improve our services. The information we collect may include:

1.1. Personal Information You Provide
When you interact with our website, you may voluntarily provide personal information, such as:
✔️ Your full name
✔️ Email address
✔️ Phone number
✔️ Postal address
✔️ Any other details you submit via our contact forms

1.2. Automatically Collected Information
When you visit our website, we may collect certain information automatically, including:
✔️ IP address
✔️ Browser type and version
✔️ Device type
✔️ Operating system
✔️ Pages you visit and how long you stay on them
✔️ Referring website links

1.3. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to improve website functionality and enhance user experience. For more details, see our Cookie Policy.

2. How We Use Your Information
We use your personal data for the following purposes:

✔️ Providing Services – To respond to inquiries, process requests, and deliver our retirement consulting services.
✔️ Communication – To send updates, newsletters, and important service-related information.
✔️ Security & Fraud Prevention – To protect against unauthorized access, fraud, and security threats.
✔️ Website Optimization – To analyze user behavior and improve website functionality.
✔️ Legal Compliance – To comply with regulatory requirements and obligations.

We do not sell or rent your personal data to third parties.

3. How We Share Your Information
We may share your personal data only in the following situations:

✔️ Service Providers – With trusted third-party vendors who assist in providing services (e.g., hosting, analytics).
✔️ Legal Obligations – If required by law, government authorities, or for legal claims.
✔️ Business Transfers – In case of a merger, acquisition, or sale of assets, your data may be transferred to the new entity.

We ensure that all third parties handle your information in compliance with data protection laws.

4. Data Storage & Security
We implement strict security measures to protect your personal information from unauthorized access, loss, or misuse. These measures include:

✔️ Encrypted data storage
✔️ Secure server infrastructure
✔️ Access controls and authentication
✔️ Regular security audits and updates

While we take every precaution to secure your data, no system is 100% secure. We encourage users to protect their credentials and report any suspicious activity.

5. Your Rights & Choices
You have the following rights regarding your personal information:

✔️ Access & Correction – Request a copy of your personal data and correct any inaccuracies.
✔️ Deletion – Request that we delete your personal data, subject to legal obligations.
✔️ Opt-Out – Unsubscribe from marketing communications at any time.
✔️ Restrict Processing – Limit how we use your data under certain conditions.
✔️ Data Portability – Request your data in a structured, machine-readable format.

To exercise your rights, please contact us at [email protected].

6. Third-Party Links & External Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites. We encourage you to review their privacy policies before providing any personal information.

7. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from minors. If you believe we have unintentionally collected such data, please contact us immediately.

8. Changes to This Privacy Policy
We may update this Privacy Policy periodically. If we make significant changes, we will notify users through our website or other communication channels. We encourage you to review this page regularly.

9. Contact Us
If you have any questions about this Privacy Policy or how we handle your data, please reach out to us:

📍 Address: 515 Lawnmarket, Edinburgh EH1 2PE, UK
📞 Phone: +44 131 392 8390
📧 Email: [email protected]